• 07 Dec 2022
• 2022

Public talk on the “Policyholder Behavior in Life Insurance: The State of Affairs"

Dear distinguished guests,

You are invited to participate in a public talk on the “Policyholder Behavior in Life Insurance: The State of Affairs" by Dr. Eric Ulm from Victoria University of Wellington, New Zealand.

Abstract: Policyholders have many options embedded in their life insurance contracts. Among these are options to lapse the policy or withdraw funds from cash values or underlying accounts. It is important for insurance companies to correctly anticipate policyholder behavior so that they can price and reserve their contracts, as well as properly engage in hedging and risk management activities. This talk gives an overview of what is currently known about policyholder behavior in life insurance. It will discuss potential drivers of policyholder behavior in theory and survey the implications of different models. It will also examine empirical behavior and appraise how well different drivers explain observations.

Time:     8:45 - 10:30, Wednesday 07 December 2022

Venue:  Room B1-205, UEH campus B (279 Nguyen Tri Phuong, District 10)

About the presenter: Dr. Eric Ulm is currently an Associate Professor in the School of Economics and Finance at Victoria University of Wellington in Wellington, New Zealand, where he is the Director of the Actuarial Science Programme and the Accreditation Actuary for the university. He has previously held academic positions at Georgia State University and the University of Central Florida. He was a practicing actuary for a number of years with Nationwide Insurance in Columbus, Ohio. He received a Ph.D degree from the Ohio State University and is a Fellow of the Society of Actuaries and Fellow of the New Zealand Society of Actuaries.

In order to prepare a proper arrangement, please register for your participation at